Day to day payments made simple

Send and receive money with ease

Our Charges

CashFlow offers competitive rates designed to keep digital transactions affordable. Here’s a breakdown of our main charges:

Wallet-to-Wallet Transfers

Save on each transfer with cost-effective, minimal fees when sending money between CashFlow users.

Taxi Mode Transactions

Pay drivers and merchants quickly using QR codes with low transaction fees.

Low Withdrawal Charges

Enjoy low rates for withdrawals, with fees as low as 1.90% based on your subscription.

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09:40 AM

5000.00F

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5000.00F

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Transaction Icon

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09:40 AM

5000.00F

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How it works

Get started with the quick and easy steps to follow

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09:40 PM
5000.00F
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09:40 PM
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01.
Create your account
Install the app and create your free account to get started.
02.
Set up your wallet
Create a new wallet and link it with a payment method of your choice.
03.
Start transacting
Deposit to your wallet, transfer and receive from other users.
04.
Withdraw funds
Withdraw your funds to your account of choice when done.

Our Subscription Plans

Choose the plan that fits your needs and enjoy great perks along the way.

Bronze Plan

100 CFA/month

  • ✔ Free transaction limit: 25,000 CFA
  • ✔ 20% cashback on transactions after the limit
  • ✔ Max cash-in limit: 25,000 CFA/day
  • ✔ Wallet-to-Wallet transfers
  • ✔ Group Wallet access
  • ✖ Taxi Mode (pay only)
  • ✖ Bank Withdrawals
  • ✖ Boost Payment

Silver Plan

500 CFA/month

  • ✔ Free transaction limit: 130,000 CFA
  • ✔ 25% cashback on transactions after the limit
  • ✔ Max cash-in limit: 200,000 CFA/day
  • ✔ Taxi Mode (pay & receive)
  • ✔ Wallet-to-Wallet transfers
  • ✔ Boost Payment (up to 1,000 CFA)
  • ✔ Bank Withdrawals
  • ✔ Group Wallet access

Gold Plan

1,000 CFA/month

  • ✔ Free transaction limit: 260,000 CFA
  • ✔ 35% cashback on transactions after the limit
  • ✔ Unlimited cash-in
  • ✔ Taxi Mode (pay & receive)
  • ✔ Wallet-to-Wallet transfers
  • ✔ Boost Payment (up to 5,000 CFA)
  • ✔ Bank Withdrawals
  • ✔ Group Wallet access
  • ✔ Personalized API

Rewards & Cashback

Earn rewards as you use CashFlow, with cashback on transactions that exceed your free limit.

Bronze Plan Rewards

✔ 20% cashback on transactions after exceeding 25,000 CFA.

Silver Plan Rewards

✔ 25% cashback on transactions after exceeding 130,000 CFA.

Gold Plan Rewards

✔ 35% cashback on transactions after exceeding 260,000 CFA.

Our Features

Send and receive money with ease through multiple methods

Group Wallet for Shared Payments

With Group Wallet, members can pool funds for shared expenses, making it ideal for teams, friends, or families managing joint costs or community projects. - Admin Control: Only the designated admin has withdrawal permissions, ensuring funds are used responsibly. Members can view all transactions, receive notifications, and contribute seamlessly to the wallet. - Group Wallet makes it easier than ever to organize group finances, enhancing accountability and transparency for collective payments

  • - Admin Control: Only the designated admin has withdrawal permissions, ensuring funds are used responsibly. Members can view all transactions, receive notifications, and contribute seamlessly to the wallet.
  • - Group Wallet makes it easier than ever to organize group finances, enhancing accountability and transparency for collective payments

Group Wallet
Secure Payment
QR Code
Wide variety of payment methods
VisaOrange PayMastercardMTN Pay

Our Team

As a dynamic team of experts, we specialize in delivering cutting-edge solutions across a diverse spectrum of services. With a relentless commitment to quality, integrity, and client satisfaction, we empower businesses, organizations, and communities to thrive in an ever-evolving digital landscape.

App Store
Dr. Aminkeng Z. Leke (PhD)
Founder
App Store
Frunwi Mugri Ndeh
Lead Frontend developer
App Store
Yunkavi Sabastian
Lead Engineer
App Store
Ngoe Kelson
Lead Backend developer
App Store
Vifieh Ruth
Backend Developer

Frequently Asked Questions

Know more about Cashflow

CashFlow is a payment application designed to simplify everyday transactions. It allows users to make payments by scanning QR codes, eliminating the need to manually enter recipient numbers and codes. The app connects to MTN and Orange Mobile Money through API-enabled SIM cards to process payments quickly and securely.

To start using CashFlow, download the app, register with your mobile number, and link your MTN or Orange Mobile Money account. Once registered, you can generate QR codes for payment or scan other users’ QR codes to make payments instantly.

CashFlow offers three subscription tiers: Bronze (100 FCFA/month), Silver (250 FCFA/month), and Gold (500 FCFA/month). Each tier provides different benefits, including transaction discounts, cashback, and additional features. Higher tiers offer greater savings and perks.

CashFlow charges transaction fees starting at 1.75%, similar to MTN and Orange. However, higher subscription tiers offer reduced fees, and users can benefit from discounts and cashback on certain transactions, making CashFlow more cost-effective.

When you withdraw money using CashFlow, 50% of the withdrawal fee is credited back to your CashFlow wallet. This cashback can be used for future transactions, making withdrawals more economical compared to standard Mobile Money withdrawals.

Yes, CashFlow uses advanced encryption and secure API connections with MTN and Orange to ensure all transactions are safe and secure. Your payment information is protected, and the app adheres to the highest security standards.

If a transaction fails, the user is immediately notified, and no funds are deducted from your account. CashFlow's customer support team is available to assist with any issues and ensure that failed transactions are resolved promptly.

Yes, CashFlow allows wallet-to-wallet transfers at a low fee of 0.2% of the transfer amount. This feature makes it easy to send money to other CashFlow users at a much lower cost than traditional transfer methods.

Costs include a monthly subscription fee based on your chosen tier and transaction fees for payments, top-ups, and withdrawals. CashFlow is designed to be more affordable than standard Mobile Money services, with additional perks such as discounts and cashback.

CashFlow benefits users by providing a fast and convenient payment method using QR codes, which eliminates the hassle of manually entering payment details. Users enjoy lower transaction fees, cashback on withdrawals, and additional savings through the subscription tiers. The app also offers secure transactions, making it a reliable choice for everyday payments.

Get in touch

Have further inquiries?. Send us a message

Make transactions easier

With Cashflow, ensure quick and secure transactions across multiple payment platforms